If you ever feel like there is too much month at the end of your money, you are not alone. Danny Kofke, a special education teacher in Georgia, came to the conclusion that if he wanted to be able to support his family and continue to do the job he feels called to do, he needed to figure out how to live on teacher's salary. In fact, he wrote a book - "How to Survive (and perhaps thrive) On A Teacher's Salary."
Danny says - "The number-one reason people are so far into debt is they don't know where the money is going," says Kofke, who is married with two daughters, ages four and one. "When we got married, we walked around with a pad for a month and wrote down everything we spent. After that we used a cash system -- we pulled $200 a week out of the ATM and left it in jar in our apartment. It's so much harder to spend the green stuff than swiping a piece of plastic through a machine."
For more tips, check out Danny's blog